@Jason CroweHi Jason,If you have a high enough cash value in a permanent life insurance policy (either a policy on yourself or one you own on someone you have an insurable interest in like a child or spouse) then you absolutely can leverage it to finance a real estate deal.

@Dan BeckerIt sounds as though you are not the child of the seller? 

Do you buy other liens like HOA, IRS, child support, tax liens, municipal liens, etc. 

I owed 3 months of child support, recently divorced, back home living with parents, driving an old car with over 100k miles and had been recently fired from a job.

This is not a situation I'd risk exposing my child to.

You may not include income earned that is not on a tax return, an administrator or PHA may consider additional income in that household, a teenager may mow lawns or receive child support that may influence funds available to that household. 

My two businesses are gameified, and I am just as excited sometimes as I was as a child when I was riding my bike to buy used computer parts using my friends piggybank money (my first OPM lol) and then sell a working computer for a profit!

As a former foster child who had battled addiction from a young age, I had overcome seemingly insurmountable challenges before.

Hey even flipping we're good at.Ask your questions here, anything counts, in one place and I will give you a solid data-backed (NEVER opinion-based) answer.In case you don't know me, My name is MSOOTKAUG, and am quite damn good at generating actually motivated seller leads, ranking websites #1, Credibility, and Conversions and people usually have to fork over their first=born child to have me consulting them.

Just as you wouldn’t give a child a book on nuclear physics and expect him to read it, start your real estate education (of which you have a fair amount already) close to home.