There are other options as well such as homestyle, and choice Reno - happy to connect!

Now you have 3 choices.

You borrowed $388k and you’ve paid your loan down to $384k with your $30k in payments.

With your income, you may qualify for an FHA loan with a smaller down payment, but buying now could limit your borrowing power and increase monthly payments.

Long term $ can range from 6's-10% range depending on all types of factors - LTV, location, unit count, debt coverage, borrower strength, full doc or lite doc programs, etc..

Basically, two choices on the market:1) All-in-one units, typically used in apartments2) Separate units that are stackable - usually higher quality than #1

Sounds like you made the right choice!

Lending as a whole is doing well, but there is definitely more risk in the lending ecosystem right now as borrowers stretch their numbers and get aggressive on margins to keep turning deals.

If you're looking for steady rental income, Cleveland could be a solid choice.

Responding quickly, like you do, definitely makes guests feel valued and reassured.I think the choice between automation and personal interaction depends a lot on the host's availability and scale.