Anyone with a key on our system can open this lock, but their key won't open anyone else's door.We have converted to using blank handles 1) because they are cheaper and 2) because we have having much fewer lockout calls because people can't accidently lock their keys in their house if they have to use the key to lock the deadbolt.

You personally are at LEAST 10x, probably 100x more likely to be sued for a car accident than your property.

Just went to Island Park, ID this summer, by accident, great area and will go back. 

They tell me theywon’t be able to pay as he was in a car accident and needs to vacate to live with a relative. 

People who have everything in their own name have everything at risk.Some folks also don't consider what happens if they personally do something wrong that brings about a lawsuit (i.e. had 2 drinks and got in an accident).

Bouncing payments or only being an illness or accident away from not being able to pay the rent, are issues considered by our underwriting.Letter Of ExplanationAny time there are credit issues or we discover an inconsistency, we require a written letter of explanation (LOX).

Let's say you have a car accident and you cause damage worth 400k because you rear end a Ferraris push him under the Lambo in front of him and manage to destroy both. 

I read that horrific thread last night but I was unclear if the occupants were the former owners.

Note that you can end up forming partnership with another by accident.

(By accident).