With your credit, specifically Fannie/Freddie.For your commercial, portfolio, hard money, generally speaking, these are going to be higher rate, shorter term, typically balloon in style, so that you have to redo the mortgage every so often.

(not sure if that is a FL appeal or not)It's hard to see but maybe replace the chain link fence/gate with some white style fencing?

Someone less detail oriented might find it even more frustrating.

Amenities, location, style, condition, lot size, neighboring homes, etc all play a role in the ARV.I tend to disagree with some of the comments above as I do not believe them all to be accurate, however, the important thing here is to learn how to properly evaluate a property's current and after repair value and there are many factors involved in this process, not just bed/bath and square footage.

We have only chosen those places because of the presumably good schools and house styles.  

@Karsen Wynn Even if you find a part-time job, they are going to want a two year history of you having part time employment in order to give you credit for that income.Your best bet is going to be to go through a Non-Prime/Portfolio style loan where they are approving you like they would a commercial property - based on cash flow and some other metrics that do not require you to have income.

Though I’m open to investing in Tahoe, I won’t be able to live there while working (it’s a 4+ hour drive) so I believe that’s out for now.Current situation: Excellent credit Down payment ready, though I am confirming exact number with my father who is planning to help with this Working in San Jose/95125, would prefer to not have to commute more than 40 minutes/day Family is in Sunnyvale, Foster City, and SF so I’d rather not move too much farther south than SJ My skills: I’m extremely detail-oriented, good with numbers, and work in Marketing for a living.

The key is finding your style and making it work with your personality. 

Taxes on interest are an animal of their own.My attorney drafted my Op Agreement for my LLC (cookie-cutter style) and my Articles for my S-corp (for mgt, wholesales, royalties, consulting) for less than $1000.  

In prior posts I have already described how a pipe broke and damaged my beautiful 1930s classic style rental.