If not one of those 3, then 180 days....There's more to it than that, but that's the basics.You can read all about it in fine detail at http://www.statutes.legis.state.tx.us/Docs/TX/htm/TX.34.htm

I am currently majoring in Finance and am planning on beginning REI as soon as I graduate (possibly before if everything permits it).

Currently, I am going for my Bachelor's degree in finance but plan on starting to invest in Real Estate after graduating.  

While I have a background in finance, I am relatively new to real estate investing and I am looking forward to connecting with everyone here at Bigger Pockets!

That is my plan once I graduate with my degree in finance.

For more info, I am graduating college with a degree in Finance and the houses are indeed mine purchased as a result of years of savings.

My experience the past 20 years since moving back to the USA from Greece has been in Finance. 

Looking to network with other people who invest in, finance, manage, or own apartments. 

I wish you well in your real estate business from this year till infinity!!!

BP is not responding again, so a quick one.Not sure what experience you have KMP is buying institutional notes but there are always representations and warranties, expressed and implied, regardless of disclaimers, they weren't non-performing from the inception.Rick knows you can't harass a borrower, that's a great way to lose amounts due and pay up to $100K in fines, not the smart way.