@Michaela Graham , I haven't been here very long, but I am starting to notice a pattern.

At my day job we've seen a pattern of a small number of housing starts in Killeen recently.

I'm not going there.They can purchase removable TemPaint wallpaper in any color or pattern they want.

You might get some extra witnesses, so that you can prove a pattern of behavior.

I would issue a pay or quit and then talk to them about their payment difficulties/pattern.

Tell her if she doesn't then you will need to talk with her about a move out plan.I've had tenants who got into a pattern of paying late and paying the $50 late fee each time.  

I think it might be the repeated pattern or something like that.Tile zone out?

It's only when things get to the point where there is a landlord/tenant dispute and the tenant can now show a judge where the landlord likes to skirt the law and create a pattern that paints the landlord in a negative light.

They are still in some holding pattern, for what I don't know.

It's also a different story if the refi can be traced to a regular pattern of use solely for normal business operations (as in a brrrr strategy).