To pay my contractors and employees I collect their bank information and can send an ACH directly to their bank account. 

Can anyone point me in a direction to start?

This is a move in the right direction.

It’s a great way to grow faster.HELOC or Equity Tapping: If you have equity in another property, using a HELOC or cash-out refinance could help cover the down payment without affecting your DTI as much.Seller Financing or Creative Deals: Look for sellers willing to finance directly, which bypasses traditional mortgage qualification hurdles.Scaling quickly often involves combining strategies—play around with what works best for your goals.

You’re on the right track—build awareness of costs where it directly impacts their role, but don’t overcomplicate the program with factors they can’t control.

I have actually changed directions with my investing since I posted that a year ago.

Happy to help point you in the right direction or introduce you to some great independent agents that work with us in Maryland.

Insurance typically covers only the directly damaged area, not undamaged flooring, even if it's continuous.

Do they use a servicing company to make the payments directly to the , or do they make payments directly to the seller and hope they pass them on to the lender?

Send me a Direct Message and I will be able to point you in the right direction.All the best.