Thanks @Charlie Fitzgerald I just put it up on Craigslist.

Thank you John, Charlie and especially Jeff for taking the time to be so specific.These bigger pockets forums never cease to amaze me, such great advice and information and the replies are so quick.

ended with Charlie Fitzgerald of civic financial  services 

Assuming the person doesn't make amends, then I'd strongly consider Charlie F's recommendations.

@Charlie Fitzgerald never heard of that, I wonder if I would like it or it would be like a peanut butter and tuna fish sandwich (ie "I like peanut butter and I like tuna fish, so lets stick em together").  

@Charlie Fitzgerald   That's what I thought.  

Welcome Charlie.  

@Charlie Fitzgerald is correct in that the report is only used for VA and FHA appraisals .

Thank you Charlie. 

This is a fantastic opportunity, and I got all tingly when I read it, as it reminded me of "Charlie & The Chocolate Factory."