I give them an option: $50/mo per pet or $500 up front.Most choose $50/mo/pet.

I live in the US and some of the questions I have involve lending options to help me out with the construction loan and approaches to managing the property as a short-term vacation rental.

I have been renting out mid-term for a long time but I'm wondering if everyone has the same problems I do with the current options. 

Given these factors, is it worth losing some cash flow by refinancing to a conventional loan, or should I explore other options?

I've seen some lenders offering light doc financing, and I hadn't considered it an option before now. $2500/m.

What scenarios do you see options for?

Since we lend heavily to investors, bankers have become one of my best referral sources.

Have you found lenders willing to provide this, or are you using alternative sources to bridge the funding gap?

I try to give them a couple options, but I do not let them refuse entry.

Keep in mind that condos are typically a more affordable housing option, resulting in more long-term residents.