The debtor in a Ch. 7 is walking away from all kinds of liens and judgments (and debt that can no longer be turned into liens and judgments).

I hear the fall from grace can be long and hard.....Hey Bill Gulley,To go back and read your belly aching comments in this thread it looks a little out of context with you having 100 influence as compared to when you had like 70 or whatever it was.

I don't know how you all are spending money that needs paper receipts. 99% of my expenditures are either ACH or CC autopay's to utilities, banks or other regular things, or paid by credit card to Lowes or HD who email receipts to my 'landlord' email with the PO (unit or property) I entered at checkout.

ive told angry individuals, "so sorry sir/madam, I forgot to take my medicine today, I must of contacted you by mistake."

As a physician I am much worse off since the advent of Obamacare and the future of medicine care and practice is dim.

@Jeff Filali  could not agree more.. all these folks that think they can make a bunch of money wholesaling with no sales skills are really in for some heart ache and blowing what ever marketing money they have.. if you have no closing skills your taking huge risk trying that advanced strategy.. 

Now, all our tenants are required to authorize an ACH withdrawl/debit on the first of the month from their checking account for the term of the lease before signing the lease.

It will save me heart-ache and head-ache through others experiences.

It is free for my purpose - invoicing and taking ACH payments, which are deposited into my bank.  

The thing may be such a pain you're aching to get rid of it with or without a deck.