. :)@Jimmy Campbell was kind enough to invite me to the next Rock Hill group meetup, so thanks for the suggestion @Z and the invite @J.  

Near Rookwood, Oakley, and downtown.Experiencing new developments.Close to I-71, favored for value appreciation.Grade: B ClassMadisonvilleBetween Mariemont and Oakley.Growth in residential and commercial sectors.Changing landscape with more developments.Part of East Side, known for appreciation potential.Grade: Later-Stage GentrificationPleasant RidgeArts district, diverse community.Traditional feel with gaslight streets.Smaller, often rented single-family homes.Part of East Side, appreciated for potential value increase.Grade: Not specifiedDeer ParkAlong I-71, quick access to Cincinnati.Business development including new breweries.Part of East Side, chosen for appreciation potential.Grade: Later-Stage GentrificationMadeiraClose to I-71, part of East Side's desirable neighborhoods.Balance of appreciating property values and quality living.Grade: Not specifiedKenwoodProximity to I-71, part of East Side's investment areas.Known for property appreciation potential and quality living.Grade: Not specifiedCamp Washington19th-century architecture, near downtown and uptown.Arts community presence, major apartment redevelopments.Attracts white-collar Millennial and Gen Z renters.Investment returns vary by specific location.Expected significant growth in the next five years.Grade: Not specifiedDowntown Neighborhoods (Business District, Pendleton, OTR, Mt.

Correct, not all hard-money lenders require bank-statements.Further, John, it may not be considered a cash-out if your loan was X, you put in Y and the total cost was Z to get it to be a rental.

@Xin Z.

Some residents from the more expensive areas of Williamsburg, etc have started coming down to ENY for the more much cheaper rents; especially those that are close to M and J/Z train lines that could be affected upcoming 1year+ long construction.This area seems ideal for investment now and will become prime location in the next few years?

Welcome Eric,One of the first books I started reading on real estate investing was, "Real Estate Investing Frlm A to Z" by William H.

@Martin Z.

(Research z-groups for best one)Advise title of security deposit and pro-rated rent transfer14During this time your lender should have all of the required documents.

@Phil Z.

I also use Kwikset 910 Z-wave with Qolysys Panel/Controller provided by Livewatch (they do my security) I have my thermostats and smoke detectors synced, it's awesome.