Everyone who wants to pay half and get double can move right along...hahaThat being said, it's going to be the larger deals that give me enough commission to build seed capital for my own investments and ultimately free me from running my exhausting (but profitable) service business.

If the Insurance Companies eventually lose any litigation regarding this matter, I believe the liability would ultimately fall to them for failing to provide you with options for coverage.

my ultimate goal is to do flips that will fund my buy and holds.Looking at the financing options the one that stands out the most is the HML.

The ultimate goal of this strategy is to get all your cash back out and payoff the Acquisition loan.  

It might ultimately be the best thing for your business, but I would start off with outsourcing so that you can see if 1) that works for you, and 2) if you work well with that person (you might be able to bring whoever you outsource to inhouse).

Regarding some of your metrics, ultimately, you have to decide what is right for you.

For example, weekly tips like paying your child up to X dollars per year for job site work (ie: post construction cleaning) before they will get taxed on that income, which ultimately helps you, the business owner, by reducing your taxable earnings.Thanks! 

I made the leap into investing in Real Estate back in 2004 and ultimately opened my own company here in Clarksville. 

Sure, it might be lower middle class in NYC or SF, but you can still survive. 

Yes of course your ROI won't look as sexy on paper but it's a give & take, which you get or you'd be looking for $30k properties.For Cleveland specific research I'd check out The Ultimate Guide to Grading Cleveland Neighborhoods.