Financing a flip- cash, HMl heloc

[Rigo V.]

my ultimate goal is to do flips that will fund my buy and holds.

Looking at the financing options the one that stands out the most is the HML. I got quoted 10% interest and 2 pts which isn't terrible up to 65% arv.

Now my question should I use the heloc on home to make the monthly interest payments on the hml to keep my cash on hand or use up my cash and use the heloc as gap financing just in case I need it?