Yes, I suppose it works to some degree but there areTwo of my favorite quotes-" Good deals are made not found"- Peter Fortunato"In the absence of capital, focus on your skill, creativity, resourcefulness & hard work... you will find it has infinitely more value "

It was about using a High Cash Value Participating Dividend Paying Mutually-Owned Whole Life insurance policy as a tool to implement the infinite banking concept to help build a long term estate and provide some flexible self lending options in the future as the cash value grows.

OTS = "off the shelf"So you guessed correctly.And if I'm wrong, I'm sure Jason will provide further corrections ...

I think in terms of if I invest $10,000, how long will it take to get my $10,000 back, while still holding the investment.In this case, he is waiting 5.6 years to be paid back his cash (+ 50% stake) at a 20% risk, and i am in for infinite return (+50% stake) at 80% risk.

If I was buying a home for me and my family I would infinitely choose her.

My return is essentially infinite, since I don't have my own money invested.

He charges $75 to do the repair and even fixes the shelf in the next room.I have another vendor #4 who doesn't have a snake to do this kind of job, but he's usually around and can diagnose the problem and let me know what's really going on with it, as I am rather busy and often have to take the word of the tenant and photos etc to find out what is wrong.

When the property is rented I put the alarm system back in the box, turn off the service and put it on a shelf until I need it again. 

A lot of 'sophisticated' syndicators, tk providers, fin svc people, life insurance infinite banking reps, etc may come out of the woodwork so guard your shade and be vigilant. 

I buy distressed properties and use the BRRRR method so my COC is always infinite because I never have cash invested.