Credit Life, Accident/Health/Involuntary Unemployment "coverage" only either pays off the loan (credit life) or makes loan payments (A&H and IUI).

So even if you pick a state with stronger protections like WY or NV, the cause of action arose in the state where the tenant fell, so likely that the court where the accident happened would have jurisdiction.

It certainly didn't all happen by accident.

We had to get a different electrician to come quote the job, because the original one was MIA, no idea what happened, and yesterday I found out that the plumber for the job was in a car accident, so now we need someone else to fill out the permit paperwork.

The company my wife works for will not insure Tesla..... they are VERY hard and expensive to repair...... parts are hard to come but, so if you get in an accident, the repairs can take a LONG timeAs for the body..... its one solid piece and almost like an armored vehicle.

Take safety precautions to prevent accidental drownings and pool related accidents, such as establishing rules for use in your rental agreement, making sure it has a fence with a gate that prevents children from entering the pool area on their own, and requiring the tenant to have renter's insurance.

This extra step provides an added layer of protection for you in case of any accidents or issues during the project.

Actually prior to this accident, I don't even know there's such thing as public adjuster.

About the most practical option is Quigley or buying a 4 wheel drive chasis and putting a utility back end on it.In the winter, I really do need 4 wheel drive (one of my rentals is in Eastern Colorado - I regularly pass rollover accidents on a notoriously icy stretch). 

If you have an at fault accident and the police officer notates that you were using it in the course of your business or if the insurance adjustor finds that out, in some cases they can deny the claim.