Definitely agree, I would add a level of distinction though. housing can rise, but the total COL for TX is still lower than CA.

It has a very distinct sound.

If these are legal separate dwellings, with their own addresses. then the city should also be able to install two distinct water meters with two separate accounts.You can try to guess who used how much, but you will never be correct, and one of the tenants will always complain. 

Similarly, if the government wanted its agents to inspect rental units in between tenants while they are vacant (or the hypothetical weekend rental car when it's in the lot and not being rented by a consumer), I don't think anyone objecting would have a leg to stand on.I'm mostly thinking out loud here, my position/opinion being developed on the fly as I think about this and we go back and forth...EDIT: if any lawyers want to chime in on from whence the apparent different standards for business and personal stuff arises (assuming that distinction exists at all and I'm not hallucinating), I'd be most happy to read up on that. 

They'd much rather say, "I sold my home" a mindset that maintains their dignity--a subtle to nearly worthless distinction from a FICO/future qualifying POV but meaningful to some homeowners.I intended to post URLs to support what I said in my initial post but, apparently, as a new poster, I cannot post URLs until a couple of days has passed.

Gatineau has much lower prices but when we visited the area I realized that despite its close proximity there's a distinct quality difference from properties in Ottawa.

I didn't realize that lenders made meaningful distinction between SFR and live-in 2-4 plexes.

Can someone explain this "rentable" distinction?

But I still don’t know the distinction of wholesaling and just being a realtor?

However, STRs did not exist in 1922 so I would be arguing on the distinction between boarding house and STR or mercantile and STR that the restriction is inapplicable.