Hi @Christian Lewis,Welcome to BP. 

Given what you have said you want to do, this is how I would do it.1) Have one couple by the property with a traditional mortgage. 

You don't even have to find "deals" – as an FHA buyer you will probably have to offer more than a traditional cash or conventional financing buyer, but with 3.5% down your returns will be worth it.What is your job/career?

More experienced investors often prioritize items such as the value of the value add, amount of market and rent appreciation projected, how passive is the purchase, etc.It is my opinion that SFRs purchased at retail today in San Diego will have negative cash flow when financed at tradition LTV (all cash of course will cash flow).  

My spouse and I work traditional  9-5's.

My family came here as refugees from a very small Middle Eastern Christian country called Armenia.

A traditional financed deal with 10-20% down, cash flowing, minor rehab would be fine.

If you have trouble meeting the hefty requirements of traditional lenders message me.  

I am not interested in traditional bank financing since it does not line up with how I plan to expand or how I've met with my limited success so far.Quadplex is assessed at $275,000 and I collect $3,200 a month in rent.

Both have been acquired with traditional commercial financing (6% @ 25yr amm.). apartment with no moneydown (actually walked way with $40k and <10% money down on the multi-use property.