Very frowned upon almost impossible try that and you will wind up with a department at corporate at some lender expect to see Santa Claus at Christmas next year before that gets done.

SF are usually a little slower around Christmas, but now the market is pretty liquid again.Now on your HELOC.

Through the warranties we have had the heater repaired (day after Christmas), cast iron drain pipes replaced, main sewer line cleared, and an electrical issue.  

Especially, since I never ever even gave one of my tenants a Christmas card.

And I get invited to their Christmas parties.

They may give you a free new tenant if they realize they didn't do so well, but I've never heard of the PM company paying for a renovation of a trashed house.I had a few PM companies ask me in their pitch, "What are you going to do if a tenant calls you with a backed up toilet in the middle of the night or on Christmas day?" 

If all you want for Christmas, yes that is totally a Mariah Carey reference, is a house, you better get to steppin!

The school of hard knocks does not give everyone trophies. 

I wonder if he bought him a Christmas present last month and gave him a welcome basket when he moved in.

It's a trophy for buying a good property, but you can't do anything with it, so it has no real value...yet (again).