See Alex's (or Bleape's) other posts [Moderator removed since all SPAM posts from Alex have been deleted] Oh, and welcome, John.

Due to the number of spam call we all get, it's obvious the government isn't enforcing it well.

They are proposing more and more outlandish things that make less and less sense -- I'm personally in a VA loan, so I get the junk mail and spam phone calls too (I only screw with them about 25% of the time :P ).

You get sent deals that are 30% over the real ARV, or you just became the newest member of their spam emails.

But we don't spam people, we post helpful stuff, and the investors go "oh that was a helpful post, that person is helpful, maybe they can help me!"

You might want to try a personal loan from a bank or one of those 3rd party lenders that spam your mail box, rather than a cash out.

Maybe someone that has a deal and needs a partner, maybe some wholesalers (with reasonable ARV's, lol), maybe someone in a similar position as us that we could join together with in a mutually beneficial deal...So at the risk of getting spammed by wholesalers, lenders, agents, etc, I post and ask for your feedback, advice, referrals, or whatever else you may have to offer.

Won't spam this forum with pictures, but if you zoom in to look at every single tick mark, it shows that within days, there has been huge sell offs. 

Thanks,Kyle I get that spam for my brokered business, then you call them and the rate is 6.5% or 8% or something crazy, unless you pay 4 or 5 points to buy the rate back down, and oh look now we're basically right back at 25% down (20% to equity, 4-5% to fees).

Agree with the above poster. 7 months ago rates were around 7 year highs, right now they're around a 12 month low.If you don't want the volume of junk mail and spam to blow up beyond what you already get, call back the lender that helped you buy the home.