Detail below:  Qualified amounts paid as principal or interest on a qualified education loan (as defined in Code Sec. 221(d), of the designated beneficiary or a sibling of the designated beneficiary.11 A “sibling” means an individual who bears a relationship to the designated beneficiary that's described in Code Sec. 152(d)(2)(B) (i.e., a brother, sister, stepbrother, or stepsister) This rule allows a student loan distribution to be made from a QTP account to a sibling of the account's designated beneficiary without changing the designated beneficiary.

I just dealt with an almost identical transaction the other day (sibling in prison included) and the property had a bunch of tax liens on it making it worthless once the liens were paid off.

While I will be still be looking for quality investments in the future, I am sure I will end up loaning/giving money to my parents/siblings/people around me because I believe that is the right thing to do in a time like this. 

House hack with siblings if possible.

@Brian Van Pelt Is that Docusign's lazy sibling?

Here in AZ I bought a house from three siblings after their dad died.

I think a better answer for this question would come from your parents or maybe an older sibling.

Came to the US with parents and siblings as a little kid and grew up with the work hard mentality instead of work smart.

My other siblings have done poorly, well, and very well in various ways. 

Here's where we get stuck: - I have a younger sister, and two half-siblings. - My wife and I have a daughter (who has special needs), and another little one on the way. - If either set of us (both my parents/ both the wife & I) were to pass somewhere along the way, where do the children/heirs fit into this at all?