Hi there,Congratulations on starting your real estate investing journey and completing the rehab on your Detroit property It sounds like you've done a lot of work and are now at a critical decision point.First, let's break down your situation:- You've already done major rehab and have a tenant in place.- You analyzed the hold option and know it can cash flow.- The property is not getting much traction as a turnkey, and your hard money loan is maturing soon.Here are some key things to consider:**Refinancing with a DSCR Loan:**- DSCR (Debt Service Coverage Ratio) loans are great for investors because they focus on the property's cash flow rather than your personal income.- Make sure the property appraises for the calculated ARV (After Repair Value) to get the best loan terms.- Consider the loan terms, interest rates, and any prepayment penalties.

@Bryan Schwartz  I have a spreadsheet but honestly the critical ones are on my phone. 

So the date which the tenants pay their rent is critical in determining the start date of the 30-day period. 

If you can't even criticize those that are not, it says something about YOU not me...."

This reassures potential guests that you care about service quality without engaging in a back-and-forth.Address Any Legitimate Issues: If there’s any valid criticism hidden in the hyperbole, acknowledge it briefly.

Know how to take constructive criticism.

Marketing in Tough MarketsIn slower economies, aggressive marketing becomes more critical: Target Niche Markets: Focus on specific buyer types like investors, first-time buyers, or relocation buyers.

Having the right expectations and getting out of a lead gen company when you know it is not the right lead source is critical to the success of the sales/deal. 

But you are like the new generation of real estate investors who only like pats on the back and can't take any criticism.

Share articles or insights together to make it a collaborative effort.Additionally, if you're considering house hacking, this alignment becomes even more critical.