In online forums, the danger I've experienced is the "national" effect. 

My advise is to look at property online and see if you can talk with an agent first to see what the rules are for that state.

Don't use it strictly as a tool to turn the property into one you want to live in. 

Avoid PMI and then go to a local credit union and get a heloc after closing to gift the money back.Have this as a tool in your tool belt but pursue use of the 3.5% FHA, knowing that you will be at a competitive disadvantage if you are competing with non FHA buyers, then you can call in the favor from your gift person.Just know that if someone gifts you down payment money, your bank will require them to sign a letter stating that it is in fact a gift that doesn’t need to be paid back.

Best experience is hand on training, and not some workshop making you go back to pay for free information online. 

Learning how to use the correct tools and materials for a job, YouTube videos and even ChatGPT will help you get through 80% of the problems you will run into.My rule was I would not mess with HVAC, plumbing and electrical Or if it would take more than a few hours. 

From what I remember, and what I'm reading online right now, electric heat can cost 3x as much as natural gas.

I hope the transparency is helpful to investors.Note: I have received an "Online Defamation" letter from the Blake Capital Group.   

You look at this balance sheet and you see $500,000 in loans to 200 Walnut Street listed on Line 7a.

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