Licensing is a component that may be required of a seller, if the regulatory body in their state deems them to be "habitually" providing seller financed mortgages.Here is some comments on the topics put out by NAR...their conclusions and opinions are just that...their conclusions and opinions.SAFE Act Final Rule: Seller Financing and REOs The SAFE Act requires licensing of loan originators under state laws that meet minimum federal requirements.

Many real estate commissions will enforce the NAR Code of Ethics and have incorporated them in their regulations.  

A realtor offering their opinions to you while you have an agent could walk close to the line of violating the NAR code of ethics.

http://www.realtor.com/advice/sell/why-fsbo-sales-fail/According to the NAR, in 2013, Realtors sold homes for more than 40k than for sale by owners. 

Jonathan,Here in Ohio you must work under a broker to practice selling real estate.Then, if you want access to the MLS you need to be a member of the Ohio Association of Realtors and the NAR. 

Same with getting NAR designations like the MCNE, ABR, etc.Listing agents gain the confidence that you know what you are doing and won't have issues closing the transaction.

Then and only then can you sign up with NAR and your local realtor association to get the MLS.

Perhaps we could meet when I get back from this DET?

Originally posted by @Det Zabat:Hi Troy!

In addition to being legally compliant, the NAR and your local associations will have certain rules that need to be followed that go above and beyond the law.