Unfortunately the Zillow app only uses an Iphone Ios as a possibility.

The criteria I am looking for is as follows: 1-4 unitsAsset value or ARV = $100,000 or lessLoan at 80% LTV, so $80,000 or less (could do 75% LTV)30 year fixed, IO available (can discuss) Rentals, ideally fully occupied at refinanceNo seasoning requiredOpen to portfolio loansI am covered on the higher end of this ($100,000+) but need help on the smaller end.

Therefore an interest only loan would be ideal... problem is, I've only been able to find Jumbo IO loans but I only need a smaller loan amount under $500k.  

That said - the agencies will get you 5 years of IO on a fully levered (75%-80% LTV) deal which will help your cash flow at a 3.40% - 3.75% rate in top markets. 

My question is regarding a refi/cash out on a multi tenant with 37 units, based on rent roll and comps, my loan broker and I estimate the LTV to be conservatively at 55%, 10 year fixed 3.48, 5 years IO, non-recourse, assumable at 1%...I love this loan for my particular situation...BUT, it has yield maintenance up through 9.5 years.According to the loan broker, this means if I want out of the loan, in the event I want to dispose of the asset, I will be on the hook for the difference in yield the lender would get if they had the capital to lend at the rates of that future time. 

Will you do I/O payments? 

Most construction loans I am working with are I/O and some have the ability to turn to perm loans.4)For quickly evaluating a property and deciding if it is something to move on, I trust my own underwriting and my partners knowledge to see if a project will be feasible. 

., I agree with @Chris Seveney...these points are negotiated on a deal by deal basis.Here are some general arrangements based on my experience:-Equity Only (buy all cash)-Land Contributed as Equity (partner with a landowner)-Land Acquisition Loan (banks & other lenders)-Land & Construction Loan (Banks & Other Lenders)Terms: I/O, LTV, etc. are negotiable and depend on the developer's project cost and personal financial situation.Pre-Dev Costs: Negotiable. 

Any portfolio lenders comfortable lending at 70% with half term IO, 25-30 amortization, and limited P&I/tax/insurance/replacement reserves would be right in their sweet spot. 

I'm looking for the easiest, reliable online program or software (free) and also any apps for IOS.