Yeah, I've used Chatgpt to formalize some emails that I'd have to put a lot of thought to.

You've been given formal notice and stop replying to their text.

I know that in single families in Cleveland Heights people have put in basement bedrooms with an egress window and they were on formal plans that were submitted to the city and approved. 

But he does not want to continue his formal education at this time. 

Joint Ownership with a Formal Agreement: Another option is to keep the mortgage as it is but create a formal agreement where your sister-in-law is no longer financially responsible for the property.

On questions, we don't have a formal list but I can give you some sense of how we approach the conversation.  

If you guys come to terms then a formal agreement would be done.

Ask them what it would take to formally change the property type and make sure there aren't any current violations that you will be stuck with later. 

This formalizes your ownership.Other Considerations: Capital Gains Tax: Remember, when you sell the property, you’ll need to pay capital gains tax on the profit.

. - The next tier of lender qualification is a formal loan commitment.