The buyer but now I feel confident I just wrote my cold call script and just updating you guys!

This is why for my clients the non-binding LOI has a confidentiality component in it.

I am confident I can walk down any street in Columbus without getting shot as long as I am not trying to rip off drug dealers. 

Since I was only given an overview of the financials along with those leases after signing a confidentiality agreement, which seems to be typical around here, I would make any offer contingent on not only getting those tenants to sign a new lease, but more importantly receiving the past two or three years' operating statement and tax returns when I can do my true due diligence, including inspection period, etc.What surprises me most is that the current owner bought this property for $950,000 back in 2004, and is now asking $795,000. 

Maybe I should have told him to keep my application activity confidential, but I didn't think I needed to.

However, I am confident I will keep treating people how I would want to be treated.  

I am now confident I will have rent coming in before my first mortgage payment is due. 

I'm confident I could make a duplex turn out fantastic with all of my skills but I dont want to just jump into anything.

If they are raising red flags about your debt to income ratio, I’d make sure I was confident I had enough reserves to weather a storm.

It is my understanding that the borrower gets a risk rating and each loan gets a risk rating and certain events can cause you or the loan be moved into a more or less riskier category and that that could impact how your loan is viewed and treated by the bank.When I asked questions, I kind of got the impression that the risk evaluation and underwriting criteria were confidential and not generally disclosed.