If you can get creative and have owner cary 20% or find an investor for the 20% maybe pay a little higher interest rate on just the 20% and you might be able to buy the 2nd property with no cash and save your money for another purchase.  

When you drive that car, I can guarantee your mind won't stop thinking.Last summer, I went for a test drive on the Father's Day weekend with my neighbor.

Just like I could care less that a car is certified as "Car and Drivers 10 best cars for 2016."  

GeorgeBad idea period; A new car is the worst investment that can be made, you’ll end up with payments on something that does not produce money, but cost money, then the value of said car will drop dramatically and by the time you get done paying it off, it’ll be worthless, you could have used that money to start investing.Buy a beater for cash, save every penny you can by not buying shinning things that “DO NOT PRODUCE MONEY”.

The car is a pride thing. 

Omg , I was like what the.......And I wrote her back a text saying well I am not behind on ANY bills and if you had called me I would have explained that just 3 months ago my car was totaled and the company is just now working on updating it with the credit bereau as to not show me as 3 months behind on a car I do not have or owe money on.

I'm also two investment properties in and trying to ramp it up (Raleigh/Cary).

 $400 for a car is a lot, even if the interest rate is very low.  

@Jay Hinrichs She didn't even find out her credit was trashed until she tried to buy a car. I

Tow her car next time, tell her she has her assigned spot, and if another car is in there that does not belong it will be towed.