Plus, it gives you a chance to learn the ins and outs of property management on a smaller scale, which can be a huge confidence boost as you grow your portfolio.Best,Lei

@Samuel MartinTo secure a new property deal with limited capital and potential DTI challenges, consider Home Equity Line of Credit(HELOC) or Cash-Out Refinance, partner with someone with capital or credit, explore creative financing options, use a BRRRR Strategy, reduce DTI through income boosts or portfolio loans.

Also, now you have a good chunk of change in equity that could give you a huge boost in wealth if you now use the money actively.

Then figure out the time and energy you can commit to investing and other life priorities to be.

Time, Interest, and Energy.  

Despite current unemployment rates maintaining below 5%, the recent rise from 3.8% to 4.2%(recently revised to 4.1%) is significant, especially when considering wage growth adjusted for inflation.Over the last few years, the median household income has dropped by 7.2% when adjusted for inflation (and this isn't even considering volatile food and energy prices), a troubling trend given that inflation has outstripped income growth.

Lower interest rates, however, are expected to keep debt issuance attractive, while a rise in REIT stock prices could boost equity offerings.

Matching their energy is the first step to building trust.🧠 Tap into Their Pain Points: Listen for words like "stuck," "frustrated," "exhausted," "drained."

@Steven Mendiola admire your gungho attitude, be sure to temper it a bit with reality, but don't lose you energy - it can help you recover from a lot of mistakes!

These will take some cash to get up and running.Maybe look for properties that are a little higher cap rate AND might have some room for rent increases or ADUs or some other way to boost income.