Correct me if I am wrong but Joe Schmoe with no experience and no education can call himself a financial advisor.There is no governing body that administers the term 'financial planner' so I put litte weight into that title / profession, whether it is fee based / non-fee based. 

Or my cell is 208-810-8780

Next thing ya know your seller, who was a-ok before, is now all wound-up, sitting talking to some police type, freaking out thinking he's going to prison for life and gonna be Hannibal's cell mate, so now he's 2nd guessing everything so when they asked if he understood what he was entering into it's "Nope, this fancy slick talking guy told me I HAD to sell it like this, I HAD to do as he said, I'm innocent, I'm a great person, I just did what I was told to do HE DID IT, I'm, I'm innocent, nope I didn't understand ANYTHING, THAT GUY took advantage of me!".... 

Books like Fooled by Randomness make it apparent that you see a lot of sucessful people on social media, books, etc; not the graveyard full of dead bodies/failed investors. 

Back when I started, I saw STR investors succeed by buying any home, furnishing it with hand-me-downs and posting photos shot with a cell phone.

They also tell you that you'll get Kris's personal cell phone number.. ha. yeah right. the guy legit never responds and when you call, it goes to a pre-recorded message that sounds soooo fake - its clearly not his real number and he doesn't get back to you with any valuable information.

I had to deal with a lot more issues than I've ever had in non-S8 rentals like extensive property damage and also bed bugs, roaches, drain lines completely clogged up by grease (I learned what sewer worms are, look it up), spray paint art on walls and food on ceilings, noise complaints, police at the property, removing dead bodies, etc.  4.

So I understand the owner loses right to possession once some body buys the tax certificate?

I'm my opinion they are both good HML providers, LendingHome was good to me and worked with me when I had no experience so that was a plus on the flip side (no pun intended), Renvo is top notch, I can reach out to Eric Workman, the  VP of lending, anytime as I have his cell phone and he typically gets back to me right away whether its text, phone call or email.

First of all, their certification program is NOT accredited by any legal body so it is basically worthless other than it may look good on your wall.