For example, I mention that every adult must pay a $30 application fee, pass my credit/criminal background, make a combined income of 3x the rent, and whether or not the property accepts pets.

However, converting these into desirable, owner-occupied homes could capture untapped market segments, particularly as economic conditions improve.Age Distribution and Market DemandDiverse Age Groups: The presence of young adults and an aging population suggests varied housing needs—from starter homes to downsizing options.

But I think we all know not ALL people are rational, and some people / agents / adult-children don't quite get it or hide facts ( fake income statements, etc. )    

Your compassion is wonderful.On the other hand, we all must still be adults and meet our obligations even when we are facing challenges. 

Well, as my late father would had said, if I had female body parts, I'd be a female.

It's basically a marsh mellow test for adults :-)My recommendation: run it through a BP calculator and let the numbers decide.

To give you a little backstory about myself, I grew up in Sevier County TN and lived in Knoxville for most of my adult life.

Don't drive a $600/month car riding around with $500 in your bank account...However, I have used credit cards like its a checking account my whole adult life and It has worked very well for me both in my personal and business life.

However, converting these into desirable, owner-occupied homes could capture untapped market segments, particularly as economic conditions improve.Age Distribution and Market DemandDiverse Age Groups: The presence of young adults and an aging population suggests varied housing needs—from starter homes to downsizing options.

Do you have a burgeoning young adult that is thinking of being an “influencer?”