If it's a junior lien holder, still, they aren't going to bid anything after their total debt but other bidders might get into a frenzy thinking they are getting a screaming deal (If they didn't do their homework about other liens).Even where its a run of the mill senior lien holder foreclosure, they still won't bid over total debt but, they might set the opening bid lower than total debt if their analysis shows the property to be worth less than total debt.

This is a screaming sell.

If it's in a decent area n the 🔢 S work it's a screaming buy. 

From a cash flow position it screams buy opportunity.

@Brian Garrett, you have obviously never worked for a lender or been a Mortgage Broker as your comments above seem to scream lack of knowledge on this particular subject.Have one or more of your "Preferred" lenders join this discussion and let's see how they respond to some questions on this topic.Send them this thread and ask them to join the discussion so the investors here on BP can determine what is best.    

Kate is very rude, refusing to give any deadlines for completion.

You know the typical signs to look for over grown grass, tons of newspapers sitting in the driveway, weeds growing over windows, just signs that scream my owners don't care about me, one house even had a few meteor sized holes in the roof.

This doesn’t really screamed motivated.

Originally posted by @Kate Gofman:Hi everyone,My fiancé could also buy the house from me, but he doesn't have enough money for a 20% down payment.

I also highly recommend to any entrepreneur, real estate or otherwise, to put Kate's Take on their essential must read/listen to podcast/blog to learn how to make Specific Measurable Attainable Relevant & Time-bound (SMART) goals.