Millennia ago I moved overseas and stupidly closed all my credit cards and accounts so that later, 3.5 years ago actually, when I bought an investment property back in the US, I had zero credit history.I just discovered today that my lender has not been reporting to any of the 3 credit reporting agencies for the duration of that loan which I have carefully paid on time, every time.  

@Kurtis Powell , if the property is listed with an agent, the seller has most likely signed an agency contract, meaning the agent will represent the seller during the transaction.Your profile says RE Professional.

It is tied into other agencies/departments which together forms the institutional oversight of finance and the economy, that's something that follows the "R" goal of fraud and abuse in banking.

After you get a favorable judgement , you could take it to a collection agency and see what developes.

Depending on the market you are shopping in, most agencies will split the commission, so it does not really matter to you from a financial perspective whether you purchase through your agent, or direct through the seller's agent.  

On the alternative side - if you go to another outside agency that does not manage your home - they will tell you whatever it takes to get the sale as they know they are done at that point.  

Working with the agency that I may be hired with.

I just put n/a in the agency fields.

Yup, you can.If this place is half way through a renovation, with loose wires and drywall torn off and the like, you will have financing issues if you try to get an Agency 30YF at the point of purchase.

You can test your soil by contacting your county agricultural agency.