My wife and I sacrificed a lot of energy, money, emotions, almost our marriage, ETC a little more than 3 years ago to get my son and his live in on the road to recovery from meth.

Payroll & Related Salaries - Management Salaries - Leasing Salaries - Maintenance Overtime / Inconvenience Wages Bonuses - Incentives Leasing Commissions Temporary Help Employer Related Payroll Expense-ADM Utilities expanded: Utilities Electric - Occupied Electric - Common Area Electric - Vacant Water and Sewer Trash Removal Utility Billing / Recovery Service Marketing expenses expanded: Marketing Expenses Advertising - Signage Internet Advertising Other Advertising & Marketing Administrative expenses elaborated: Administrative Expenses Training and Education Career Apparel Postage and Freight Telephone Bank Charges and Fees Office Supplies Dispossessory Fees Mileage Reimbursement Expense Printing & Forms Copier Expense Computer Expense Answering Service Dues and Subscriptions Credit Fees Professional / Legal Fees Meals and Entertainment Travel Expense Employee Screening Employee Recognition Overhead - Acctg & Admin Fees Repairs and Maintanance expanded: Repairs & Maintenance Other Interior Maintenance Exterior- Painting Exterior - Doors and Windows Exterior - Carpentry Exterior- Lighting Exterior - Signage Repair Parking Lot Maintenance Tools & Supplies Other Exterior Maintenance Interior - Carpentry Interior - Cleaning Interior - Electrical Interior - Fixtures Interior - Flooring Interior - Hardware Interior - HVAC Interior - Paint Interior - Plumbing Interior - Window Coverings Interior - Appliance Repairs Turnkey Turnkey - Carpet Cleaning Turnkey - Cleaning Turnkey - Painting Contracting expenses can include: Contract Services Landscaping Maintenance Landscaping Other Equipment Rental and Maintenance Exterminating / Pest Control Property taxes are straight forward, and grouped with insurance: Property Taxes Property Taxes Total Property Taxes Insurance Property Insurance Hope that helps.  

The issues are very complex and unfortunately many in  Main Street who drank the recovery Kool-Aid are going to get faded. 

Before she can pay you she will of course need to address:– HELOC payments– reconciling HOA dues– ongoing mortgage payments– normal monthly living costs (in SF)– normal insurance expenses (in SF)– ongoing out-of-pocket medical expenses– ongoing CC debt payments (which creep up when unemployed)– beginning her own personal financial recovery and savings needs– taxes, and a possible bump in accountant fees to navigate a challenging financial year– one or two typical building expenses which will not thoughtfully wait to occur for your sake or hers (her share of a new roof/walkway/HVAC repair, or replacing a major appliance, etc)If she can’t pay:– do you have a slower payback contingency plan?

Even if a market dips down again historically real estate goes up and when it does again it goes higher than the last downturn.So they key is if you buy a property where income goes down and with your job you can't pay the mortgage etc. then you might be in trouble hanging on until the recovery happens.A lot of things are due to poor planning.

She is a computer programmer and had been saving money for about 25 years so I did not stress about my recovery time.  

So maybe your state has a similar association for landlords...I never do more than a month to month lease, never had any issues, people stay and if they want to leave a stupid 1 year or 2 year lease isn't gonna make them stay any longer, and chances of recovery for unpaid rent is not likely, landlords are required to advertise, and rent out a vacant unit as soon as it's vacant, so losses would be not be huge for the tenant, the laws favor the tenant, The best reason for month to month is you are in charge you have more control of if you want them to stay or go, you can guarantee the rent rate for a 12 month period to give them something to rely on for stable price but month to month weeds out the problems and keeps the good ones.

The judgment recovery companies that pay for your filing costs and split 50/50 keeps more money from flowing out of your pocket.If the tenant is judgment proof then the attorney or collection company will still take it and try once or twice and give up.

Pretty soon you have to bring the hammer as no pays are spreading like a cancer.You file tons of eviction notices and all of the sudden everyone pays again.It will cost the tenant much more to move their stuff and put deposits than to pay the rent.Having a temporary problem is one thing when they can get back on track for next month.When they habitually make excuses it's time to cut the cord and let them go.It's like a bad home loan.If the lender can work it out they let them stay but if there is no chance of recovery they let them go.Everyone has life problems they have to deal with no matter who you are.I think you tried to help and hoped for the best.Sometimes people are destined to fail.

I doubt you are entitled to compensation based on your theory of recovery, "complete disregard for our safety and comfort" (a quasi malice standard?)