I have so many questions though.1) Can anyone tell me more about series LLC and whether it's necessary to hold each property in a separate LLC2) What are your thoughts on a trust, rather than an LLC - advantages, disadvantages etc?

This is more or less like BRRR where I can refinance after renting them out for as much as the cost to build.

but i also 2nd @Jay Hurst's sentiments - get a 2nd or even 3rd opinion on DTI/ full doc. i personally love files that are puzzles, i get some weird satisfaction out of figuring out how to make it work on full-doc, especially when my client has been told "no" before. if it doesn't work now, a good loan professional will help you create a path forward.

@Jordan Miller - I think to give proper guidance it would be good to share more details on the revenues and expenses on the property.

If you really don't want the stock account any more and are willing to take the tax hit, why not just sell it and leave the cash in your account? 

Would be interested in connecting to learn more about your experience. 

I will say, short term rentals require a bit more work, and if you are moving out of state, you may want to take a look into getting a property manager ( take that cost into account when running the numbers ).I hope that helps, reach out if you have any more questions. 

I wish there were more stories like yours out there.

Suggesting to them buying their house for a wholesale range offer or lower dependent on the extent of the rehab, then having a contract in place that gives them a percentage of the profit to help get them back on their feet, paying off debts etc.

My question for this more regards to what would best way to structure this deal not so much as to if I can raise the money or not.