I also hope covid-19 rebound will be as quick as the drop (there is less anxiety about it, more and more folks are shifting to Sweden approach).

Still a lot of reading and general anxiety to get over before I do.

So, don't shortcut the need to treat this transaction exactly the way you treat it in your brokerage business; state-approved CBS, dates/deadlines, prelim title, inspections, survey, insurance, appraisal, title, RMLO process/credit counseling (takes place of loan approval), then on to title co escrow close.Finally, as @Guy Gimenez also mentioned, you absolutely should use a note servicing agent (think "arms-length"), which very nearly always is covered by the buyer (both one-time and recurring costs). 

Exposure reduces anxiety and nervousness.

However, there may be additional recurring costs such as landlord paid utilities, snow removal and lawn care as well as non-recurring but expected costs that should properly be reserved (repairs, vacancies, capital improvements). 

I have been worried, have anxiety, losing sleep, always looking out window for someone coming to evict me, people taking pictures of the house and my dogs, ever since.

I'm looking to get into the real estate market in Omaha, and eventually expand out of state - and I may possibly move out of the country.My little life story (this may help with any advice or resource recommendations):  I'm in my mid-30s, I've never owned property, and I haven't exactly been down the smoothest path in life (medical issues, anxiety issues, poverty, blah blah blah). 

I think I would have a similar experience if I got myself to a conference and this seems to be a recurring suggestion.I would be very interested to know more about the early failures if you are willing to share.

Higher priced QMs are entitled to a rebuttable presumption of compliance, rather than a safe harbor.A consumer may rebut the compliance presumption on higher-priced loans by showing that the consumer’s income and obligations would leave them with insufficient residual income or assets to meet living expenses including “any recurring and material non-debt obligations of which the creditor was aware at the time of consummation.”

Just recurring debt IE; cell phone, helping mom with monthly bills, etc...I have a car which is paid, and wouldn't want to loan against but maybe if I felt exceedingly confident.