@Matt LindseyFind a hygenist to run a test - a real mold test will test the outdoor and indoor air as that is the only true way to test since mold is everywhere - the test is to check if the mold spores indoors are different than those outdoorsNote it is also spring which news alert - people get allergies

Fear is a very powerful emotion that wears many different masks and often leads to aggressive, sometimes irrational and anti-social behavior.You mentioned empathy and said...- "What if I knocked on your door during dinner or showed up to your work in the middle of the day in order to sell you something?

Everyone's financial journey is so different but here you're talking to mostly people interested in the real estate route😂 so likely pretty anti Dave What I disagree with him is the idea of cut off everything and stop living.

Obviously doing your due diligence is critical and the podcast has great points on working with contractors etc. but I'd like any advice I could get to beat my anti-BRRR mindset. 

I’m a bit anti insurance.

Electrical materials $3500Install new tub, toilet, vanity, medicine cabinet. $5000Upgrade all kitchen cabinets, countertops, floors and sink. $ 7500Paint all walls and ceilings throughout $2500Keep all natural wood trim and doorsRefinish hard wood floors $2000Install new hot water tank $1800Paint all basement walls and floors $800Scrape all soffit, handrails and floors around all porches. $2500Install all missing gutters throughout $1200 2nd floor Upgrade all painting, $2500 Remove all old Ceramic tile in kitchen $600Install new LVP throughout $4000Rehab Budgets including Install: $30kWhere some of my hesitation lies is the ability to sale at the projected ARV.

I agree with others above that his advice is super helpful for many people, except for the extreme anti-financing part which seems to be more related to his personal issues than how mortgage debt works for the majority of people. 

It being month to month makes it easy, the NJ anti-eviction statute does not apply in owner occupied <4U.

But, as a local attorney, I want to warn you about the downsides of the anti-LL laws in NY especially in rent-stabilized properties.

Palm Springs is a hot spot for STVRs but the fight between anti-stvr primary owners and stvr investors continue and as a result, the rules continue to change.The best location to STVR imo, is La Quinta.