With that said, a lot of people take the cost-benefit, but no one can argue it's a smart choice, just a frugal one.

An FHA loan to force appreciation is a smart move, and with $100K saved, you’re in a great spot.

I am pretty sold on DataFlik's stacked lists, but I wanted to run this question by all of the smart investors here at BP. 

I could see others jumping in, even really smart people who should know better.  

Of course, it's always smart to keep funds aside for unforeseen or emergency related costs.Others who have already responded have provided some great opinions. 

If a HELOC isn’t an option due to income requirements, a 1031 exchange into an apartment complex could be a smart move to boost your monthly net cash flow and diversify your portfolio.

Finding a single tax professional who is smart on the varying rules in different states may not be feasible either so those costs go up too.Legal:  Procedures vary in different states. 

Welcome and great idea, I think the MTR space is still very smart area to be getting involved in

It would be smart to do a full lease audit, estoppels issued, and tenant interviews.And if you are buying cash, there is nothing mandatory, since it is your money at risk. but again, physical condition inspections, understanding of tenants (they are a great source of information about issues with the property that the landlord may not know or may not disclose), surveys to understand accurate property lines, etc.

It's been great to watch you do this over the years. 2026 stabilizing is so smart.