Then, google em and see what comes up, narrow it down to a shorter list.

This can have a very beneficial impact as personal property typically has a much shorter useful life for depreciation purposes than real property.For example, if you are getting a cost segregation study performed on a commercial office building, there will most likely be assets that have been classified as part of the building but are able to be reclassified to real property and depreciation over a shorter useful life such as 5,7 or 15 years rather than 39 years.

I would also say that if they turn out to be a great guest, you could consider booking off platform after a shorter lease period. 

I think what you'll likely encounter at the local banks is lower interest rates with a shorter term loan vs. with the lenders I've come across on BP that can do commercial, they may have 30 year options but the interest rates will be higher.

Of course I would like a shorter term (or none if possible)

I recommend a 30-day to be safe, but you can try to negotiate something shorter.

The shorter the prepayment term has an impact on increasing the rate.4.

The shorter the prepayment term has an impact on increasing the rate.4.

It is very common to see a portfolio loan with a higher rate, a shorter term, and maybe even be an adjustable rate – and sometimes all 3 of those.

The shorter the prepayment term has an impact on increasing the rate.4.