You probably don't run many applications, so I wouldn't sweat losing a little money on each one.

You'll pay a higher rate and may need to have more of your own money in the deal in case of unexpected repairs. 

I have been investing for years; stocks, options, bitcoin, real estate, and private lending and now I am getting out of all of it because my job is proving to have an infinitely higher return on time and it no longer makes financial sense to dump money into rentals. 

One of my quotes, "Repetition is the mother of learning," is that the more time you run analysis and comps, the easier it gets. 

I’m starting a short to mid term rental business.

Buy it as an owner occupant and you'll need less money down. 3.5% vs 25%.

Personally, I would keep the property but I don't know your situation and if you could better use the money elsewhere.

I was drawn to real estate as a way of investing money I have saved up (around $130K with additional funds to leverage out of a 401K if needed), and potentially creating reliable cash flow over the next 10 years. 

Quote from @Bryant Xavier: Hey, Charan.Welcome to the world of short-term rentals!

NOBODY cares as much about your money as you do 3.