It doesn't add layers of physical damage coverage or cover things that wouldn't otherwise be covered.Agreed, didn’t realize that was the sole aspect of the question.

I Refused the monthly, he offered $ 75 fee to prepare for the program and I did that realized it was a mistake from his reviews and called back the next day and they would not refund me.

I was like you didn’t notice it wasn’t dirty and you didn’t realize the other room was dirty and ask me a question?

Many people don't realize that you gain as much or more net worth through debt pay-down, and while it's less liquid than cash flow, over a 5-10 yr hold period it's considerable if you buy in the right areas with the right asset class.

Quote from @Keegan Felix: This is all very new to me, but I started listening to the BP podcast about a month ago and realized I have a strong interest in real estate investing.

Go search the topic "Lifestyle Asset University" here on Bigger Pockets and you will see a longer thread with a lot of opinions (most are not members) but still worth a read as there are a half a dozen paid members from our group who have commented on that thread.We were formerly called Lifestyle Asset University, but I didn't realize that you couldn't use the word University in your company name here in Utah so we changed our name to Vodyssey. 

There is realized gains & profits, and UN-realized gains and profits.

I think my line of thought is correct.2nd and very few investors realize this.. but lets say you have a wholesale deal and your buying it for 100k and the wholesalers contract is 50k and there is a 50k assignment fee..

While it was a scary jump at first, we quickly realized this space is actually less competitive.

I know this is a differing topic on the forums, and online in general, but having the legal background/education and knowing estate planning concepts you'll realize it shouldn't be.