@Erick Armando Gonzalez - I like Bill's suggestions.

- And more...Let's move past all of the above and focus on understanding and monitoring maintenance charges PMC's bill to their clients.There are two basic components of every maintenance bill, labor & materials.

Shes carrying 60k in debt from student loans as well as cc bills, but she makes payments on time.

•Beyond that, flood insurance adds to a buyer’s monthly expenses, which can affect their debt-to-income (DTI) ratio and reduce their overall purchasing power.

This will get you a better cash return and through the power of leverage, it will propel your net worth significantly higher in the coming years.

@Bill B.Bill, I appreciate the insight.

Quote from @Bill B.: Sorry, no can do…For all you know the “rent app” sides with tenants.

I was essentially doing "novations" way before it ever became a thing, with a limited durable power of attorney, back in 2016.

Same property listed water bill paid by landlord so how much does it cost to put individual meters for each property so cost can be moved to tenants? 

And because the PM is not a non-profit, they mark it up 20% and now you get a bill for $287 to change a light bulb.. seems unfair.