In other words...people that don't have enough skin in the game to even cover the deposit. 

Lenders will always want to see you use some of your own money so that you have "skin in the game", so to speak.

If the lender is requiring you to put 30% down on a flip, its likely because the deal itself doesn't look great and they would want you to put more 'skin in the game'. 

One thing I would advise is that by having skin in the game, you always risk things turning sour.

Quote from @Yocheved Beer: Hi all,I have found a house in Lehigh acres Florida for a purchase price e .75 of of the appraised  value and it is for sure a 1 dscr. can I immediately buy this for  0 Dollars downHi Yocheved:One of the cardinal rules in real estate is that you have to have some skin in the game.

You have no skin in the game and you are offering the private lender 30% or 70% of the profits?

As you continue with this journey, you will need to build up some skin to not let it bother you.

You need to have "Skin" in the game meaning your money or "Family" money.You can receive "gift funds" from a "Family" member if money was given to a family member and then given to you as a gift from family it would work.Keep in mind even if the seller gives you money the bank/lender will see the deposit into your account since they ask for (2) months of bank statements.

I personally prefer when investors have some skin in the game.

Also they would like to see you have some skin in the game, which it sounds like you are working on.