That said, the foundation risk is a factor of the moisture in the soil below the home's foundation.

I agree that moisture in the basement can be a real pain.

I would advise adding 20% to your budget as contingency for the unexpected and make sure you're not going to have any moisture seepage issues before building everything out..

This is not always true, but a likihood the termites and moisture penetration are at the same location.

Forgot to mention, you need to find the source of the moisture that caused the mold in first, and make sure it's fixed.

However I didn't see any evidence of moisture, and didn't hear any drips behind walls, but it was in the back of my mind.On the third night after I got home I was exhausted and fell asleep, some time around 4am for whatever reason I can't explain, it clicked and I knew it must be a running garden hose.

Do you say okay and end the conversation or to you, gently and tactfully, say that is more than you will be able to offer and was thinking something more like $60K (So you can come up a little)?

I thought it would be small, turns out it's not and is actually a moisture issue causing the wood floor to buckle.

But after reading another post on here about smells emanating from the crawl space.I am wondering now is it more than just smokers smell.It doesent smell like moisture. but I can now tell it is coming from an area between the kitchen and the living room there is a boiler there with a leak. the catch pan is full so most likely the boiler was leaking into the crawl space.as the catch pan over flows.However when I open the door to where the boiler is there is absolutely no smell in there.

Gently remind them that your are a real estate person who wants to do things the right way.