From the top of my head - mildew, moisture buildup, dust, structural cracks...

The moisture issue and structural issue need to be addressed and you can do so before the insurance adjuster comes out.

I gently asked the tenant if she smelled weed in the backyard and she claimed that she does not smoke anything so she does not know etc etc.2.

Basically, it turned off our furnace and I watched until temps started hitting 56F inside, then reached out gently to educate that our AC (blower) is disabled in the winter and the furnace needs to stay on.Hang in there.

Moisture in a bathroom is killer.

We just discovered a crack in the concrete slab foundation that is a borderline major problem:- It is a vertical crack about 1/8 inch wide that is at least 9ft long, which is causing a 3/4 inch drop in the flooring and some evidence of old (luckily) limited moisture and termite intrusion. - BUT, it also appears old and probably a symptom of the original house settling.

I don't offer instant booking and I do ask gentle questions on what brings their group to our area, etc.

Mold requires moisture and food (dust is enough).

For hand soap, I use a higher end product out of France I buy in bulk that's gentle on the hands and has some fragrance (lemon, rosemary, etc.).

It'll add about 80k to the cost but is a much cheaper option that tying up square footage for an indoor pool and dealing with the risk of moisture and mold issues.