I am local to the Memphis market.

You took care of the issue in a reasonable and professional manner in line with local laws?

.✅ Dynamic Pricing – Instead of fixed rates, we used pricing tools like [PriceLabs / Beyond Pricing / Wheelhouse] to adjust rates based on demand, local events, and seasonality.✅ Automated Messaging – We set up scheduled guest messages to improve communication, reduce cancellations, and enhance the guest experience.✅ Superhost Strategy – We focused on getting 5-star reviews by optimizing the guest experience, from check-in instructions to small welcome gifts.🎯 The result?

Do you invest locally in Tampa Bay or out of state? 

What I love:  Old Man Dan at a local Umpqua bank. 

Got to local REIA meetings or use Facebook.  

I know they have a cap at 10.We have also looked at using local banks in the area but those terms are usually 3 years arms to ten year arms and 20 year loans so it lowers cash flow significantly. 

The next step is to take action—start analyzing deals, networking with local investors, and narrowing down your target market.

It feels really unethical.Your comment: "I got a call from my attorney"I'm curious, since you have legal representation that you are presumably paying for, why are you asking people you don't know, who aren't there, haven't seen the paperwork, don't know the local laws or the situation, instead of asking your attorney?

@Jesus Gonzalez - The best way to approach this question is to talk to a mortgage broker or local bank lender.