First home Loan amount

[Jesus Gonzalez]

Hey everyone! I'm super new to this world but I'm super locked in. Im 34 years old and have my mind set on real estate investing. I'm about to move out of my current place and into my moms house after so many years of being on my own. The goal is to save from 50k-75k in about 2 years. I'm looking to get a 3 unit multi family home in or close to Boston MA. 
my question is is it realistic with a income of 75k-100k to be able to get a 800k loan? With including the units as potential rental income as well? I want to know what to expect as far as loan amount after saving. Would this be something realistic? Please and Thankyou!

[Greg Kasmer]

@Jesus Gonzalez - The best way to approach this question is to talk to a mortgage broker or local bank lender. They can talk to you about your situation and provide some guidance. They'll focus on your DTI (Debt to Income) ratios and see how your current income can support the new debt - including any existing debt payments you have currently. My initial reaction is that given today's higher interest rates I don't think $100k income will support an 800k loan because the loan payment on an 800k loan (30 Year Am and 7% interest) is about $5,000 - $5,500 and your income is about $8,300 per month. You'll need more cushion between your income and debt payments to account for everything else - taxes, insurance, food, living expenses, etc... Talk to a lender and see what they say!