@Anthony Sigala my view is the markets that it is easiest to find a 1% ratio are unlikely to be markets where you will achieve good cash flow over a long hold.  

I know there is surety bond process and there a a few companies that appear to offer a service (Like Rhino)Furnished Finder has a new feature called Worry Free Waivers but when I tried  to better understand their process, it was clear they have not done a good job of vetting this out. 

Even when I was younger, I understood that it could be a great way to achieve financial freedom, retire early, and live without the stress of money constantly hanging over my head.

That sounds like a great service, thanks Scott.

A DSCR ( debt service coverage ratio) loan was offered to me instead.

My main motivation to eagerly learn is to achieve financial freedom and hopefully one day be able to retire my mom.

It's clear there is a demand for your service.  

Quote from @Natalie Allie: Hey Michael, I am in the Detroit area and work with investors for PM services and renos.

However, co-living allows you to acquire properties with as little as 0%-5% down, drastically reducing the amount of cash required.Instead of needing $100K+ to buy a rental, a co-living strategy lets you start with a fraction of the cost while achieving higher returns.3.

I was very pleasantly surprised.I also built a tool myself, I had a lot of issues finding service person for different repairs need.