All depend on your goals both terms are good as long as your work with your vision of goal. 

I'm just putting out the Analysis so the readers of this post can see that while one can say it's a negative cash flow property for 12 years, he breaks even on the 13th year, all with no assumption of appreciation.If there were appreciation, an annualized appreciation rate of 3% per year, which really is low even nationally, is really conservative.I thought since he gave the numbers, that this was a good exercise for anyone interested to see in more details.I perform this kind of analysis normally so I can get a 10 or 20 year vision on the Investment.This kind of analysis also serves as a pro-forma business plan which helps others decide if they want to invest with you.If it can be explained in detail, this can help your business if you are recruiting partners.They get the bottom line, which is a negative cash flow for 13 years but the cash flow losses decrease each year.

What is your own vision?

I am hoping maybe I can find someone generous enough to mentor me and see my vision in this business, can help me grow the stepping stones to becoming successful. and hopefully can look pass the age color, but what this post is about is I've been looking to get invested by a HML, I wish I can go the private way but I just don't know anyone that will lend me anything considering my financial situation.

It sounds like your vision of the offer/deal is much different than everyone else here.

McCoy hey man we don't do that, because end buyers don't have the same vision as us.

So to my questions....Our vision all along has been to utilize private capital along with our own at a 50/50 split in order to make the downpayment and finance the remaining traditionally which seems pretty straight forward. 

Hey Price, you got some big visions, as you attempt to get things rolling. 

We might be open to a partnership if our visions align, so if any of y'all would like to know more about us, let me know.

If someone wants to be rich, they will work 20 hours a day to get there till the day they die, even if they never make it, they have a vision and they won’t waver from it. 99% of people won’t do that, thus they never arrive at their dream.