Save the money for a year or two and start looking for a "fat pitch."

My concern is that real estate makes a big fat target for increased taxes in the future.A raise in capital gains taxes will hurt the 'appreciation' folks.

I also have a nice fat $80K HELOC that I use to help fund investment purchases as needed just by going and asking for a check then paying a modest 2.25% interest only payment while the money is out (nothing when it isn't).

Am I being fed a big fat bologna sandwich or is it actually possible that they don’t keep those records?

Let me put this into perspective for you…Imagine standing in front of 1000 people that haven't eaten in 41 days, while holding up a juicy BLT chicken and tuna sandwich dripping in bacon fat, and say: “Who wants one?”.

I use an app called burner for a temporary number as I am usually running two or three of these for various properties and towns I am not familiar.  

Ive got one...i am paying my mortgage every month...anyone else financed via sub prime? I am supposing that many here do...due to self employment, etc...

Probably Iowa area as a preference, as they don't block muni networks, so really small cities there can build out fat pipes to the internet to attract telecommuters that need lots of bandwidth, but want small town population density, and short drive to 3 larger cities if you want to still have the occasional city experiences.

This has not been the barn burner topic I thought it would be.  

They spend 11 minutes listening to conversations about text messages, "he said", "The place looked worse when I moved in", "My dog didn't mean to chew up the molding", "The neighbor called me fat", "That carpet was nasty", "My mom was sick so I couldn't pay because her dog needed attention", "He said the grass was soft".