I'd sacrifice and attack that $60k balance in a lot less than 4 years. 

With the forms we use these attorneys take a hard look, review and have informed the borrowers that any action attacking the validity of the debt is futile.  

For everyone that jumped right off and attacked you, they are not true members of this community and should head over to reddit and bash all the post they like.

Once your reserves are built up you can start paying for some mortgages by attacking the one with the highest interest rate. 

I would assume renters insurance would cover any bites or attacks by the dog.

There are 2 types of "Attacks" on your property:1.

Let the interest balance accumulate because it will accumulate a lot slower and almost to nothing when the principle is attacked first when not in repayment.

So before this discussion gets out of hand and start throwing out personal attacks or disrespectful comments (which should not be happening) I would like to close with this.....Thank you...... you folks have posted many great comments and suggestions.

Going to school to be an art teacher, then a heart attack an down to this!!!

So, the attacks morph, fail on one front flip to another.